At Professional Debt Advisors, we offer the best debt
management programs available. We understand that debt management is not
affordable to everyone, and depending on your particular financial situation,
debt resolution might not be the right strategy to reduce your debt. But
whether you sign up for our debt management program or not, we are confident
that we can point you in the right direction.
If debt consolidation or consumer debt counseling does fit your needs, our debt management
programs may be able to reduce your debt by up to 40 – 60%. We offer
professional debt resolution help to ensure that you receive the best
possible deals with your creditors. Our experienced debt resolution services
will provide you with the right financial knowledge and budgeting strategies to
reduce credit card debt today and avoid it in the future.
Debt Help Online
Get your Free Debt Settlement Consultation
The first step towards reducing or eliminating your debt is
to schedule a free consultation with one of our Senior Debt Consultants. Our phone
lines are open Monday through Friday, between 7:00 a.m. and 8:00 p.m. PST. Call
us at (866) 559-8332. Or fill out our simple, secure form on the right and a
Professional Debt Advisor will contact you within one business day to review
our debt management program with you and let you know what options are out
there for you.
Program Qualification
The next step in our debt reduction program is qualification. Our
Financial Advisor will review your information to determine if you qualify for
our debt resolution program. In order to get you the best debt
settlement, we want to ensure that we can work with your creditors. Your
consultant will tailor the debt resolution program to meet your needs, and if
our program is not the most financially sound option, they will let you know
what is.
Calculate Monthly Budgets for Debt Settlement
Once you’re qualified, our consultants estimate debt settlements for each of your
debts. They then work within your budget to calculate the monthly amount
that you will need to set aside for debt settlement purposes. It is your
responsibility to deposit this into your debt settlement account every
month. You will not pay this money to us. You will deposit it into an
account at the bank of your choice.
We Notify Creditors You Have Joined our Debt Resolution Program
The next step is to notify your creditors that you have entered into a debt resolution program. Our debt negotiation team will contact all applicable
creditors and inform them that we now officially represent you. Henceforth,
you will no longer have to deal with calls from creditors or collection
agencies. All of their communications will be directed to our debt settlement
office. Legally, they may still send you correspondence in the
mail. If however, calls continue, you will inform them of our debt resolution program and direct them to our debt settlement team. Our goal
is to make it so that you don’t have deal with annoying creditor calls during
the debt negotiation process.
Approval and Payment of Each Debt Settlement
Our debt team of debt consultants will then negotiate with each of your creditors
to come up with appropriate settlement plans. Each debt settlement offer will
be sent to you for your approval. Once approved, you will send the agreed
upon funds directly from your debt settlement account to the creditor.
Your debt will be considered Settled in Full, Settled, or Paid as Agreed, and
reported as such to the state and federal credit bureaus. The process
will repeat with each creditor until you have completed our debt management
program and are debt free. The debt management program typically takes between
12 and 36 months to complete and completely depends on your individual situation and ability to save. In that time, you will learn how to get out of debteffectively.
Throughout the process, you will be able to access debt help
online at our site, and our client services team will speak with you regularly to
keep you up to date on the program. We will be there to answer all of your
questions and teach you how to obtain and maintain your finances, so that
in the future you can avoid excessive credit debt.
GET FREE FINANCIAL ADVICE NOW!
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Be Free From Debt in 12 - 36 Months
Avoid Creditor Harassment
Make only 1 Low Monthly Payment
Drastically reduce your debt
Avoid bankruptcy
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Take back control of your life
Individual results may vary and are based on ability to save funds and successful completion of all program terms. Our debt resolution program does not assume or pay any consumer debts, and does not provide tax or legal advice. Program is available in all 50 of the continental United States. Please read and understand all our contract terms prior to enrollment.
Debt Settlement - Straight Talk